The latest national housing forecast released last week by Realtor.com brings some encouraging news for buyers. Key market trends are shifting in ways that can help improve affordability, increase options, and create a smoother path to homeownership. Here are the four numbers you need to know:
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Mortgage Rates: 6.3%
(Projected Average for 2026)
Rates are expected to ease next year, offering a little more breathing room for monthly payments and helping buyers regain some purchasing power. Even a small shift down can make a meaningful difference in your budget.
Home Prices: +2.2%
(Modest Growth)
Home prices are forecast to rise at a slower pace. This is a much gentler increase compared to recent years and helps keep affordability more manageable as rates stabilize.
Existing-Home Sales: +1.7%
(4.13 Million Transactions)
More buyers are expected to re-enter the market as conditions improve. This increase signals growing confidence and a healthier, more balanced housing environment.
Inventory: +9%
(Year Over Year)
More homes for sale means more choice and less competition. Inventory growth has been a missing piece for years, and this shift gives buyers a better chance of finding the right fit without the bidding pressure.
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What This Means For You
• Improving affordability • More homes to choose from • Less competition than previous years • A more balanced and predictable market
These trends create a window of opportunity for buyers who want to plan ahead, compare options, and explore the market with more confidence.
Explore Your Options
If you’re thinking about making a move in the coming months, let’s talk about your goals and build a plan that fits the shifting market. I’m here to help you navigate what’s ahead.
See the full 2026 Housing Forecast to discover the key trends shaping the 2026 market.
